STORM DAMAGE • WHOLE-PROPERTY EVIDENCE • INSURANCE CLAIM SUPPORT • GEORGIA

Before you file.
Before you sign.
Know what the storm actually touched.

Storm damage rarely leaves just one clue. The roof, attic, gutters, siding, windows, doors, drainage, landscaping, interiors and even visible collateral damage around the property can help tell the story. RID-ICK documents the property before the paperwork drives the decision. Then we show you what appears damaged, what may need attention and what the contractor repair path looks like.

Start My Free Damage Assessment → Help Me With My Existing Claim →

No-touch drone roof inspectionNo roof access required for aerial inspection Inside + outsideAttic, exterior, interior and property evidence Everything tells a storyDocument the clues before deciding what comes next

Property firstInspect before guessing.

No-touch roof firstDrone + ground evidence before unnecessary roof contact.

Look inside tooAccessible attic areas matter.

One repair pathFrom damage to completed work.

THE EXPENSIVE MISTAKE

The expensive mistake isn’t filing a claim. It’s deciding before you know the damage.

One visible symptom rarely tells the whole story.

After a storm, homeowners are often asked to make decisions before they have the full picture. A missing shingle may be the only thing you can see—but the actual damage can involve the roof system, gutters, fascia, siding, windows, doors, drainage, attic, ceilings, drywall, paint, flooring and more.

The problem is not just what you can see. It’s what a quick glance can miss.

Storm evidence can show up across the property. Everything tells a story. That is why RID-ICK looks for connected clues instead of stopping at the first obvious problem.

Drone roof inspectionAerial exterior documentation with no roof access required.

Attic inspectionAccessible attic areas checked for leak and intrusion clues inside.

Windows, doors & sidingVisible impacts, damage patterns and exterior envelope clues.

Gutters, fascia & drainageWater-path and roofline conditions that may connect to the event.

Landscape & surrounding propertyVisible storm indicators around trees, fencing, outbuildings and exterior features.

Auto & collateral indicatorsVisible collateral damage around vehicles or nearby property can add context to the storm story.

Interior evidenceCeilings, walls, flooring and visible water-related damage.

Photo documentationSo you can see what we see and understand the repair path.

THE RID-ICK RULE Inspect first. Document second. Understand the repair scope. Then decide what comes next.

You do not need to guess, file blindly or commit to a contractor before understanding the property. Insurance coverage is determined by your carrier and policy. RID-ICK provides contractor inspection, documentation, scope and repair services.

Get My Free Storm Damage Assessment → Drone + attic + whole-property inspection • No claim required • No obligation

CHOOSE YOUR NEXT STEP

Where are you right now?

Haven’t filed yet? Start with the facts. Already have a claim? Bring us what you have.

Either way, RID-ICK starts by understanding the property—not guessing from paperwork.

PATH 01 • I HAVE NOT FILED

I haven’t filed a claim yet.

I want to know what happened before I make that decision.

Start with a free whole-property damage assessment. We document the visible evidence, show you what appears affected and help you understand the contractor repair path before paperwork starts driving the decision.

No-touch drone roof inspectionSee roof conditions without unnecessary foot traffic. Accessible attic inspectionLook for leak and intrusion clues inside. Whole-property evidence checkRoof, siding, windows, doors, gutters, landscape and collateral clues. Photo documentationSee what we see. Repair prioritiesUnderstand what is urgent, related or optional.

Check My Property Before I File →

Free assessment • No claim required • No obligation

PATH 02 • I ALREADY FILED

I already have a claim.

I need a contractor who can pick up the construction side from here.

Bring us the claim number, carrier estimate, photos, inspection notes or whatever you have. We’ll inspect the property, compare visible construction conditions to the repair scope and help move the actual work forward.

Contractor-side scope reviewUnderstand what the repair plan actually includes. Independent property documentationDrone, exterior, attic and interior evidence when appropriate. Adjuster / site meeting supportWe can explain our construction scope and answer contractor-side questions without negotiating coverage. Estimate + repair scopeTurn the damage into an executable project. One accountable repair pathFrom documented damage to completed construction.

Help Me With My Existing Claim →

Already scheduled with an adjuster? Call us before the appointment.

Different starting points. Same goal: know the damage, understand the repair and move forward with clarity.

UNDERSTAND THE MONEY BEFORE YOU READ THE ESTIMATE LIKE A CONTRACT

ACV, RCV, deductibles and depreciation can change what the first insurance check actually means.

RID-ICK does not interpret your policy or tell you what your carrier owes. We can help you recognize the construction and payment terms showing up in the paperwork, then you can confirm coverage questions directly with the carrier, agent or a licensed claim professional.

ACV

Actual Cash Value

ACV generally reflects repair or replacement cost after depreciation for age and wear. An ACV roof settlement can leave more of the replacement cost with the homeowner.

RCV

Replacement Cost Value

RCV generally values covered repair or replacement using like-kind-and-quality materials without subtracting depreciation, subject to the policy terms, limits and claim conditions.

YOUR SHARE

Deductible

The deductible is the portion of a covered loss the policyholder is responsible for. It may be a fixed dollar amount or a percentage, including a separate wind/hail deductible on some policies.

CHECK THE ROOF

Roof coverage can be different

Do not assume the whole policy uses the same valuation. Some policies can treat the roof on an ACV or scheduled basis even when other property is covered on replacement cost.

RECOVERABLE DEPRECIATION

An RCV policy does not always mean the first payment equals the final repair cost.

Some RCV claims show depreciation withheld from the initial payment and identified as recoverable after qualifying repairs or documentation. The carrier and policy decide whether depreciation is recoverable, how it is released and what deadlines or proof apply. Ask the carrier to explain the line items in writing.

WHEN YOU SEND RID-ICK AN EXISTING CLAIM We now ask for the coverage basis, deductible, initial payment/ACV and recoverable depreciation when those numbers are available. That helps us understand the construction side without pretending those fields decide coverage. Send My Existing Claim Details →

Georgia consumer guidance starts with the same rule: know your policy, exclusions and deductible. If coverage or settlement language is unclear, ask the carrier for the specific policy language and an itemized explanation rather than guessing from the check amount. Georgia Insurance Claim Tips →

CONTRACTOR WORK • CLAIM REPRESENTATION • KEEP THE LINE CLEAR

RID-ICK can explain the repair. We do not negotiate the insurance claim.

Georgia law draws a real line here. A residential roofing contractor may discuss and explain its construction bid, scope and repair needs, but it cannot represent the homeowner or negotiate the roofing insurance claim on the homeowner’s behalf.

RID-ICK contractor sideProperty inspection, photo documentation, contractor estimate, repair scope, construction questions, site access and the work you authorize.

Carrier / insurer sideCoverage decisions, claim adjustment, depreciation treatment, deductible application and what the carrier will pay under the policy.

Licensed public-adjuster sideIf the homeowner wants independent claim representation or negotiation with the insurer, that is public-adjuster territory—not RID-ICK’s contractor role.

RID-ICK CLAIM INSPECTION BOUNDARY

Drone first. Non-invasive evidence first.

Our storm-assessment workflow is designed to document the roof from the drone, ground, accessible attic and surrounding property before adding unnecessary foot traffic or manipulation.

Repairability tests or physical roof contact

If a disputed claim, repairability question or carrier process requires hands-on roof testing or physical contact beyond RID-ICK’s non-invasive assessment, RID-ICK pauses that claim-side testing rather than using physical manipulation to advocate coverage. The homeowner or carrier can arrange the appropriate qualified professional; if the homeowner also needs claim representation, a Georgia-licensed public adjuster may be appropriate.

Emergency mitigation is different

If the property is actively taking on water and temporary tarping is absolutely necessary to prevent additional damage, emergency mitigation may be appropriate. Conditions should be documented first when safely possible, the work should stay temporary, and receipts/records should be kept.

FROM DAMAGE TO DONE

Five steps. One accountable path from storm damage to completed repairs.

No bouncing between vague next steps. RID-ICK documents what we can see, turns it into a construction scope and keeps the repair side moving. Your carrier decides coverage. You stay in control of who repairs your property.

01 / ASSESS

Find what the storm touched.

Drone, ground-level and accessible attic inspection help us look beyond the first obvious symptom and identify visible conditions that may need attention.

02 / DOCUMENT

Turn conditions into a clear record.

Photos, observations and condition notes give you a factual construction record you can actually see and understand.

03 / SCOPE

Know what needs to be repaired.

We separate urgent damage, related work and optional improvements so the repair plan is clear instead of vague.

04 / COORDINATE

Keep the construction side moving.

We provide contractor-side scopes, estimates and answers, and can support site meetings when appropriate without stepping into the carrier’s coverage decision.

05 / COMPLETE

Take the repair all the way to done.

Once you authorize the work, RID-ICK coordinates the construction path through completion so you are not left assembling the project yourself.

THE NEXT MOVE SHOULD BE OBVIOUS

Do not leave storm damage sitting in the “I’m not sure” stage.

If you have not filed, start with the property facts. If you already filed, send us what you have and let us pick up the construction side.

I Haven’t Filed Yet → I Already Have a Claim →

Our role stays clear: RID-ICK Rescue is a contractor, not a public adjuster. We do not interpret your insurance policy, negotiate coverage or settlement on your behalf, decide what the carrier owes, waive the homeowner’s contractual responsibilities, or guarantee claim approval. We can inspect property conditions, document visible damage, prepare and explain contractor scopes/estimates, answer construction questions, support contractor-side site access and perform the work you authorize.

WHEN ONE CLUE ISN’T THE WHOLE STORY

Storm damage rarely stops where you first see it.

One visible problem can be connected to damage across the roof, attic, gutters, exterior, interior and surrounding property. RID-ICK inspects the property as a system—not disconnected trades.

ROOFLINE

The roof may only be the first clue.

Drone and ground-level inspection can reveal visible impacts, missing materials, leak paths and roof-system damage—without requiring roof access for the aerial inspection.

ATTIC

What happens outside can show up inside.

When accessible and appropriate, we inspect attic areas for staining, moisture clues and intrusion evidence that may connect exterior conditions to interior problems.

WATER MANAGEMENT

Water follows the path of least resistance.

Gutters, downspouts, fascia and drainage can turn storm damage into bigger problems when water is no longer moving away from the structure correctly.

INTERIOR

The damage may continue past the roofline.

Ceilings, drywall, paint and flooring can reveal how far water intrusion or related damage has traveled through the property.

COLLATERAL EVIDENCE

Everything around the property can add context.

Visible impacts on siding, windows, doors, fencing, landscaping, outbuildings or vehicles can help create a more complete picture of the storm event. Everything tells a story.

ONE REPAIR PATH

You should not need multiple contractors to solve one property problem.

When multiple scopes are involved, RID-ICK can coordinate the work under one accountable repair plan from inspection through completion.

EVERYTHING TELLS A STORY

One storm. One property. One repair plan.

Start with the whole property so you are not making a bigger decision from one visible symptom.

Get My Whole-Property Damage Assessment → Drone + attic + exterior + interior assessment • No claim required • No obligation

STRAIGHT ANSWERS BEFORE A BIGGER DECISION

Still have questions? Good. Get the facts before you make the decision.

These are the questions we hear most before a storm-damage inspection or insurance-related repair. If yours is not here, call us—you do not need to know the right terminology.

FREE INITIAL ASSESSMENT Start with the property—not paperwork.

No claim required. No obligation. No pressure to file. We inspect, document and explain the contractor-side next step.

What does the damage assessment cost?

The initial RID-ICK whole-property damage assessment is free and carries no obligation to hire us. You do not need to file an insurance claim to have the property assessed.

Do I need to file a claim before RID-ICK inspects the property?

No. In many situations, starting with the property can help you understand the visible damage, likely repair priorities and contractor scope before you decide what to do next.

What does a whole-property storm assessment actually include?

Depending on the property and visible conditions, we may inspect the roof by drone, accessible attic areas, gutters, fascia, siding, windows, doors, drainage, ceilings, walls, flooring, landscaping, fencing, outbuildings and visible collateral indicators around the property. Everything tells a story.

Do you have to get on or walk my roof?

No roof access is required for our aerial drone inspection. Drone imaging lets us document visible exterior roof conditions without walking on or touching the roof. If a condition later requires hands-on access, we explain why before proceeding.

Do you inspect the attic too?

Yes, when the attic is safely accessible and relevant to the condition. We look for visible staining, leak clues and water intrusion that may help connect exterior conditions to what is happening inside the roof system.

What happens after the inspection?

We show you what we documented, explain the visible construction conditions, identify repair priorities and discuss the contractor repair path. If you have not filed a claim, you decide what comes next. If you already have a claim, we can continue with the construction-side scope, estimate and documentation.

I already filed a claim. Can RID-ICK still help?

Yes. Bring us the claim number, carrier estimate, photos, inspection notes or whatever you have. We can inspect the property, compare visible construction conditions to the repair scope, prepare contractor documentation and help move the repair side forward.

Can RID-ICK meet the insurance adjuster at the property?

When scheduling and the project allow, we can be present to provide property access, point out documented construction conditions and answer contractor-side questions. We do not negotiate policy coverage on your behalf.

What if the claim is denied—or I decide not to file?

You still own the repair decision. We can explain contractor repair options and, if you want, prepare a direct repair scope for the work you choose to complete.

If damage involves multiple areas, do I need several contractors?

Not necessarily. One of RID-ICK’s advantages is the ability to coordinate multiple repair scopes under one accountable plan when the project fits our services. That can include roofing, gutters, drainage, demolition, drywall, painting, flooring and other property-restoration work.

Can RID-ICK tell me what my insurance policy covers or whether the claim will be approved?

No. Coverage and claim decisions belong to your insurance carrier under your policy. RID-ICK stays on the contractor side: property conditions, photos, scopes, estimates, construction questions and the repair work you authorize.

STILL NOT SURE WHAT TO DO?

You do not need to know the answer yet. That is what the assessment is for.

Start with the property. We will document what we can see and help you understand the contractor-side next step.

I Haven’t Filed Yet → I Already Have a Claim → Free initial assessment • No claim required • No obligation

IT WON’T FIX ITSELF.

Storm damage does not get cheaper by waiting.

DO NOT GUESS FROM ONE VISIBLE CLUE

Don’t make the next decision from one visible clue.
Know what the storm touched.
Know what the property needs.

One storm. One property. One accountable repair path.

Start with a free whole-property damage assessment using drone, accessible attic, exterior, interior and collateral evidence where appropriate. No claim required. No obligation. Just a clearer repair path.